Many consider this a rude question, but we're going to ask it anyway:

How old are you?

Don't worry, your secret's safe with us. But it's an incredibly important question. Not because it determines how creaky your knees are or whether or not you can rent a car -- but because it determines where you should be on the road to a secure retirement.

When it comes to investing for your retirement, the rule of thumb is the earlier, the better. The earlier you start investing, the more time your money has to grow.

But, even if you haven't had time to let your money grow, it's still not too late to invest. Better to start when you're 40 or 50 than just to throw your hands up and not invest anything at all because it's “too late.” It's never too late—you just might have a little catching up to do.

No matter where you are in your investing strategy, we want to talk to you about how annuities, IRAs and other investments can help lead to a better financial future for you and your family.

Posted 2:03 PM

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