Being a responsible adult these days can be hard.  It seems like the majority of us are working, living paycheck to paycheck just to get by.  When times are hard, we spend lots of time trying to crunch numbers and pinch pennies.  One way to do so is with your insurance. Here are five easy ways you can save a substantial amount of money.

 

1.)   Contact a Local Independent Agent- Shopping around for a cheaper insurance rate is one of the easiest ways to save money. Independent agents have the ability to write insurance with several different companies.  By using a local agent you are opening yourself up to getting several quotes and only needing to contact one agent. You also have someone you can work with in person. 

 

2.)   Bundle- I'm sure you have heard this on TV, but what does that really mean?  Basically, have your home, auto and life insured with the same company.  You will get discounts!

 

3.)   Deductible- Check with your insurance agent to see what your current deductibles are.  You may want to increase your deductible.  The higher your deductible, the lower your premium.

 

4.)   Make your home safer- Smoke detectors, security alarms, deadbolts and fire extinguishers are all inexpensive and can also give you discounts on your policy.

 

5.)   Pay your premium annually- Some insurance companies will give you a lower premium if you pay it in full.  It might seem like a big hit to your wallet but if you can do it, it could save you a bunch!

 

            This information is provided by The Lawrence Insurance Agency.  As a local independent insurance agency, we have access to multiple top rated companies. We're doing our best to look out for you. If you have any questions or are interested in saving money, let us know, and we'll be glad to walk you through the whole process.

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